Why do I need a structural survey?
Commissioning your own survey is the simplest and safest way to greater peace of mind, reducing the likelihood of unforeseen costs or unpleasant surprises during the home-buying process.
And at Kingsley Associates, we have more than 50 years’ experience helping people make some of the biggest financial decisions of their lives.
A structural survey can save you money
Kingsley Associates offers its services at competitive prices. In return, you can be confident that you won’t be surprised by unexpected costs or an undetected defect.
A survey may even save you money on your purchase if we identify a significant defect that allows you to negotiate on the asking price.
What can I expect from a structural survey?
There are three key questions you should ask yourself before you commit to buying a new home, or selling your existing one:
- Is this property in good condition?
- Are there any problems I need to be aware of?
- What steps must I take to rectify any defects?
Our surveys answer these crucial questions so that you can be confident you have the complete picture.
Will a mortgage valuation be enough?
If you’ve applied for a mortgage, your lender may demand a mortgage valuation survey. This only confirms the approximate value of the property; it ensures that the lender can recover the amount they are lending you, but it does not tell you what condition the property is in.
We recommend that you have a separate survey carried out that’s tailored to address your own specific concerns and plans for the property.
What type of survey do I need?
There are two types of survey with two different purposes.
- A building survey (previously called structural surveys),
- The RICS/ISVA homebuyer survey.
To save unnecessary cost, contact Kingsley Associates (Surveyors) Ltd to help you decide which one best meets your needs.